In this episode, Roxanne Derhodge introduces Veronica Deraleau who shares her journey in financial coaching and her experience with paying off debt. Veronica explains the ARIA money model and its steps, emphasizing the importance of aligning spending with personal values and overcoming financial challenges. The discussion includes tailored strategies for diverse client needs, addressing objections, and examining critical expenses. They explore financial planning in various economic and household contexts, sharing client success stories and steps for achieving financial longevity. The episode concludes with an invitation to connect with Veronica, apply SMART goals in finance, and engage with the podcast.